edit or delete property information, view financial information for your property, upcoming payments and documents, profit and loss analysis

The property finance platform

Banking

Bookkeeping

Tax

Insights

All your property finances in one place

Connect as many bank accounts as you need and track all payments in real-time. It’s fast and secure

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Real-time bookkeeping

Automated reconciliation of rent payments and property expenses with instant notifications

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Your property tax, sorted in 30 minutes

Keep an eye on your taxable income and expenses in real-time and get all your receipts in one place

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Your buy to let investment at a glance

Loan to value, rental yields, arrears balance, occupancy rates: your portfolio performance is available to you 24/7

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Hammock News

How to get your property ready to rent

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“I had a nasty surprise with my last tax bill and promised myself I’d be better prepared for the next tax year. That’s how I found Hammock: its tax forecast estimation helps me put my worries to rest.”

Keith, London
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“Hammock is like a dream come true, it’s just what I’ve been looking for.”

Jonathan, Brighton
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“Having all property payments automatically reconciled by Hammock has saved me so much time.”

Bernie, Birmingham
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“I love being able to take a photo of a receipt and attach it straight to the transaction without having to leave the Hammock app.”

Guy, Newquay
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“Having a profit & loss statement for each of my properties has been great to understand the performance of my portfolio.”

Adrian, Henley on Thames
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“I’ve never enjoyed having to calculate rental yields or LTV. Hammock now does it automatically for me, what a relief”

Peter, London
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“I own multiple properties so getting notifications about which tenants have paid their rent has been so helpful for me. Hammock doesn’t just tell me that money is in, it links the payment to the right tenancy straight away.”

Hakeem, Welwyn Garden City
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“I love not having to check 3 separate bank statements every time. Hammock gives me the full list of all of my property payments and makes it easy to filter and search.”

Jane, Portsmouth
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“Any HMO landlord should use Hammock. I can monitor all my rental payments, reconciled per individual tenant. And because they charge me by property, rather than by tenancy, its incredible value for money!”

Mark, Cambridge

Safe & Secure

Our approach is security first. We protect your money with banking grade security

Hammock provides secure banking in property finance management

Manage personal and business accounts with Hammock

A current account made for landlords

Private landlords, limited companies or hybrid structures: our current accounts are designed specifically for landlords.

Simple transparent pricing

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Save 20% with annual billing

Starter

£0.99£9.50

Manage 1 Property

Rent Collection

HMO

Bookkeeping

Unlimited Bank Accounts

Real-time Notifications

User Management

Hammock Current Account

Hammock Expense Card

Managed Account Setup

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Advanced

£4.99£47.90

1-3 Properties

Rent Collection

HMO

Bookkeeping

Unlimited Bank Accounts

Real-time Notifications

User Management

Hammock Current Account

Hammock Expense Card

Managed Account Setup

Pro

£9.99£95.90

4-10 Properties

Rent Collection

HMO

Bookkeeping

Unlimited Bank Accounts

Real-time Notifications

User Management

Hammock Current Account

Hammock Expense Card

Managed Account Setup

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Portfolio

CustomCustom

11+ Properties

Let us know how many properties you manage to confirm this price

Rent Collection

HMO

Bookkeeping

Unlimited Bank Accounts

Real-time Notifications

User Management

Hammock Current Account

Hammock Expense Card

Managed Account Setup

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Set up your account in no time and get instant access to Hammock’s full features with a 30-day free trial.

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About Hammock

Hammock is the property finance platform for UK landlords. From a single platform, landlords can manage all transactions related to their rental properties, access automated bookkeeping services and keep track of their property tax statement. Landlords can securely connect unlimited bank accounts (we are FCA registered no. 911254) through Open Banking to bring all their property finances in one place.

All rent payments, together with other incoming and outcoming transactions for all properties in a landlord’s portfolio, are then tracked in Hammock and reconciled in real-time.

Hammock users also have the option to apply for a Hammock Current Account, fully dedicated to their property finances only. Together with our current account, we also provide a Hammock card to use for property related expenses. The Hammock Current Account is available for private landlords as well as a business account for those who operate through limited companies.

Hammock’s automated bookkeeping matches incoming and outgoing payments with the relevant properties and tenants, all in real-time. This means that landlords will not have to browse through bank statements, finding and highlighting expected transactions and painstakingly tracking any late or missing ones. Hammock will reduce all the time spent on administrative tasks for property finances to a quick tap on the phone (we have mobile apps for both Apple and Android devices) and a scan of a landlord’s reconciled transactions.

All the payments reconciled then feed directly into the property tax statement, where they are mapped against the categories of the SA105 form (the document to fill for those who have income from property). The tax statement is updated in real-time, so landlords will have no surprise tax bills to deal with. Hammock also provides an estimate of the total amount of the tax bill and gives landlords an option to save over time, so funds dedicated to paying tax are stored away during the year, instead of being chased last minute.

The reconciled payments also feed the Hammock insights, that display in real-time all the key metrics to monitor for buy to let investments. Loan to value ratio, profit and loss statements, rental yields and more are available 24/7 and refreshed in real-time.

Landlords receive instant notifications about all payments, and also periodic summaries and statements to keep tabs on their cash flow. Hammock keeps a running total of the arrears balance per property and per tenant, making it easy to spot any missing payments immediately and to agree on repayment plans.